For those who don’t know, knowing your properly budgeted is a great feeling. For those who once lost control with their funds, knowing exactly what your money is doing at all times is financial bliss. As you are seeking out information regarding financial literacy with Your Money Bus, I can tell you from my own experiences and those shared by others that becoming a “budgeter” will change your life.
I can tell you exactly how much I spent on groceries during any stretch of time you ask. Why is this helpful? It provides a strong sense of how your life plays out financially and gives you the ability to very specifically predict how much you will spend in the future. This feeling of preparation, of confidence helps to reduce and the daily stress and fear that can hamper our daily lives.
That’s right, budgeting brings not just your finances but your life into balance. Instead of arguing with your spouse about money, you can discuss your financial goals such as retirement, aspirations, education for your children and more. My wife loves that she or I can spend money without feeling guilty about it. We sit down at the beginning of each month and plan where to spend our money. We’re a team.
Finding a budget can help you reach your financial goals, eliminate guilt about spending money, improve the communication with your spouse and help bring your life into focus. Now who wouldn’t want that? It’s quite amazing how much money can dominate and control our lives. Don’t let it. Educate yourself as much as possible when it comes to finance. The knowledge you acquire, along with the right tools, will help improve your life. Not just your bank account, your life.
You Need A Budget (YNAB)
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